Claims Journal Viewpoint: The Imperative of Long-Term NFIP Reform

American infrastructure, including roads, bridges, and stormwater systems, was built without accounting for the current and future impacts of climate change, leaving it highly vulnerable to extreme weather events. As temperatures rise, snowfall increases, and wildfires and flooding become more frequent and intense, many roads and bridges are buckling under the strain. Stormwater systems, designed for different conditions, are often overwhelmed by these more frequent and severe natural disasters. Furthermore, a significant portion of the nation’s dams, many of which pose high-hazard risks, are in critical disrepair. Levees and stormwater systems are also rated poorly for safety and effectiveness. These infrastructure systems, essential to daily life and safety, are struggling to cope with the rapidly changing climate, underscoring the urgent need for substantial investment and modernization.